Savvy Senior: September 5, 2019

Dear Savvy Senior,

What do I need to do to get Social Security disability benefits? I’m 60 years old and have some health problems that won’t allow me to work, but I’ve read that getting disability benefits is difficult.

Laid Up Lenny

Dear Lenny,

Getting Social Security disability benefits when you’re unable to work can be challenging. Last year, more than 2 million people applied for Social Security disability benefits, but two-thirds of them were denied, because most applicants fail to prove that they’re disabled and can’t work. Here are some steps you can take that can help improve your odd...